3 bankers. 51 years of ICICI Bank experience. And one decision that changed everything.
Abhitabh Dixit, Lokendra Tomar, and Neeraj Biyani left some of India’s most stable banking careers to build Finodaya Capital — a secured MSME lending NBFC — from scratch.
In this episode of Lending Decoded, they share the complete 18-month founder blueprint: the NBFC license process, early fundraising, building a team without a bank’s salary, product-market fit, debt partnerships, and the one mistake they’d never repeat.
If you’ve ever thought about starting your own NBFC — or building anything in finance — this is the most honest conversation you’ll find on the internet about what it actually takes.
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👤 GUESTS
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Abhitabh Dixit — CEO & Co-Founder, Finodaya Capital
Lokendra Tomar — Co-Founder & Director, Finodaya Capital
Neeraj Biyani — Co-Founder & Executive Director, Finodaya Capital
🌐 Finodaya Capital: https://finodayacapital.com
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🎙️ HOST
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Mudit Jain — Founder & CEO, Synoriq
Synoriq powers 60+ NBFCs across India with core lending software.
🌐 https://in.linkedin.com/in/mudit-jain
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📺 SUBSCRIBE
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New episodes every week — real conversations with the people building India’s financial system.
Subscribe so you don’t miss the next one: https://www.youtube.com/@LendingPlaybook
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